Loans for Experienced Home Buyers

You've been through the process before and know the basics, but maybe it was some time ago - some things have changed since then, and we can also show you the likely changes for the near future.

You may need a quick refresher, or would like us to bring you up to speed on the current climate, or perhaps you just have a few specific questions that need expert input.

Our advisors can quickly assess where you are at, and provide you with the right kind of information for you, at your level, saving you hours of legwork.

• Step 1 - Choosing the right Loan. We can take away the confusion when choosing a loan or lender. Banks and other financial institutions are very different in their approach to lending. With our panel of over 50 lenders and hundreds of products to choose from AAA Mortgage Solutions will assist you in finding the most suitable home loan tailored to your needs.
    
• Step 2 - Purchasing an Investment Property. Many people are not aware that they can use the equity they have created in their own home to assist in purchasing an investment property. Investment properties are properties purchased to raise income. We can show you the fine points of negative gearing. Negative gearing is a tax effective investment strategy, where by your rental income from the property, is more than offset by the interest and other property expenses. This can give you a net tax loss to offset against your other income. Traditionally investor's prefer a fixed interest loan where the whole repayment is tax deductible, which allows for better budgeting.
    
• Step 3 - Beware of Costs. When purchasing or re-financing a property be sure that you are aware of all associated costs. Application fees, valuation and legal fees, mortgage insurance, conveyancing costs, and all government fees and charges will be explained to you by a AAA Mortgage Solutions consultant.

Phone us now on 1300 555 888 or email us.